Monthly & Annual Blended Cashflow Calculator

What is Cashflow Forecasting?

Cashflow forecasting helps SaaS businesses predict their actual cash collections from customers. While MRR is commonly used to represent the health of a SaaS business, it does not represent how much cash will be collected each month. The difference is mainly due to annual plans being paid upfront once per year.

The ratio of active annual and monthly plans in a SaaS business may change over time if the churn rates of these plans are different.

How to use this calculator

This calculator forecasts cashflow starting from zero subscriptions. For each plan type (monthly and annual), enter:

1. Subscription Price - The amount charged per subscription
2. New Subscriptions per Month - How many new subscriptions you expect to sell each month
3. Churn Rate - The rate at which customers cancel their subscriptions
   • For monthly plans, enter the monthly churn rate
   • For annual plans, enter the annual churn rate (applied at renewal)

The calculator will show you:

• Total cash collected (blue line)
• Cash from monthly plans (dashed line)
• Cash from annual plans (dashed line)
• Monthly plan churn (red bars)
• Annual plan churn (blue bars)

The vertical markers indicate when annual plan renewals occur.

Related Metrics

• Monthly Recurring Revenue (MRR)
• Annual Recurring Revenue (ARR)
• Days Sales Outstanding (DSO)
• Collection Rate
• Customer Lifetime Value (LTV)